Tools

Run the numbers before you commit.

Three working calculators using the same arithmetic as a formal offer. Nothing here is a lead-capture form — no email required, and the figures update as you type.

Savings goal

Will I get there in time?

Put in what you are aiming for and what you can save. If the answer is no, it tells you the figure that would work — which is the more useful half.

$
$
48 months (4y)
$
%
Progress towards target 89%

Working it out…

Projected balance

$17,732.71

You contribute

$16,400

Interest earned

$1,332.71

Short by

$2,267.29

Needed monthly

$344.07

Illustration only. Assumes a constant rate, ignores tax and charges, and does not guarantee a return.

Also available

Borrowing calculators.

Both use standard amortisation — the same formula that produces the figures in a formal offer, so what you see here is what you would be quoted at the same rate.

What a calculator cannot tell you

These model the arithmetic, not your circumstances. They do not know your other commitments, your job security, or what happens if rates move. Before a large or long commitment, read the criteria and, where it matters, talk to someone.

Happy with the numbers? Open an account.

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Tools

The arithmetic is the easy part. We can help with the rest.

A calculator tells you what a payment would be. Our team can tell you whether it is the right one for your situation.

schedule

Open in minutes

Most personal applications are decided the same working day.

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Speak to a specialist

Real people, not a phone tree. Card and fraud lines run 24/7.

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Protected by design

Two-factor authentication and continuous fraud monitoring as standard.