The figures on this page are published for orientation. The tariff that governs your account is the one issued with your product documentation and available in online banking under Profile → Documents. Where the two differ, your product tariff applies.
How we price
Pricing should be legible before you commit, not discoverable afterwards on a statement.
Shown before you confirm
Every chargeable action displays its fee — and for cross-currency payments the exact rate and amount — on the confirmation screen.
Itemised, never bundled
Fees appear as separate lines on your statement rather than being folded into the transaction amount.
Changes notified in advance
Increases are notified in writing with the notice period in your agreement, and you may close the account without penalty within it.
No surprise minimums
Where a fee is waived above a balance or activity threshold, the threshold is stated with the fee, not in a footnote.
Account fees
| Service | Typical basis |
|---|---|
| Account maintenance | Monthly, where the product carries a fee. Commonly waived above a stated balance or qualifying activity. |
| Additional accounts in the same name | Usually no additional maintenance fee. |
| Multi-currency account | Per currency held, where applicable to the product. |
| Dormancy handling | No fee. Dormant accounts are restricted for protection, not charged. |
| Account closure | No fee. Any accrued interest and outstanding charges are settled on closure. |
Business and treasury accounts are priced on the profile of the relationship — volumes, currencies and channels used. A written quotation is provided before onboarding.
Payments and transfers
| Payment type | Typical basis | Timing |
|---|---|---|
| Between your own accounts | Free. | Instant, including outside working hours. |
| To another customer of Prime Wealth Corporation Bank | Free. | Instant. |
| Domestic transfer to another bank | Free or a low flat fee depending on the product. | Same working day if before cut-off, otherwise next working day. |
| International wire — shared charges | A flat sending fee. Correspondent banks may deduct their own charges from the amount. | 1–3 working days for major currencies. |
| International wire — all charges paid by sender | A higher flat fee, so the beneficiary receives the full amount sent. | As above. |
| Payment trace or recall request | A fee may apply where the investigation is not caused by our error. | 3–10 working days depending on the corridor. |
| Returned or unpaid item | A fee may apply, as stated in your tariff. | — |
Correspondent deductions
On a shared-charges wire, intermediary banks between us and the beneficiary may deduct their own fees. Choosing to pay all charges yourself is the only way to guarantee the beneficiary receives the exact amount.
Card fees
| Service | Typical basis |
|---|---|
| Card issuance and scheduled renewal | Free. |
| Virtual card creation | Free. |
| Replacement outside normal renewal | A fee may apply where replacement is not due to our error or to fraud. |
| Purchases in the card currency | Free. |
| Purchases in another currency | Converted at the card scheme rate on the day of settlement, plus any foreign transaction fee stated in your tariff. |
| ATM withdrawal within allowance and network | Free. |
| ATM withdrawal outside allowance or network | A fee may apply. The ATM operator may also charge separately and must display this before you confirm. |
| Chargeback or dispute | Free to raise. |
Decline dynamic currency conversion
When a merchant abroad offers to charge you in your home currency, their exchange rate is almost always worse than the card scheme rate. Always choose to be charged in the local currency.
Exchange rates
Rates are derived from live interbank pricing plus a margin that varies by currency pair, amount and account type. Because the margin is already inside the quoted rate, the figures shown on screen are the final figures.
- 1Enter the amount and currencies on the transfer or conversion screen.
- 2We display the rate, the margin, and exactly what will be debited and credited.
- 3The quote is held for a short window. Leaving the screen open too long requires a refresh, because rates move continuously.
For material amounts, or where you need certainty about a future obligation, business and treasury customers can request a quoted rate or a forward contract. Ask before executing rather than after.
Interest
- Credit interest
- Paid on eligible balances at the rate for your product and balance band. The rate, the accrual basis and the payment frequency are stated in your rate sheet.
- Variable rates
- May change. Decreases are notified in advance in line with your agreement; increases take effect as stated there.
- Borrowing interest
- Charged only on the amount drawn and only for the days it is outstanding. Your credit agreement states the rate, the total amount repayable and any fees.
- Arranged overdraft
- Interest on the amount used, at the rate shown under Accounts in online banking.
- Unarranged shortfall
- Payments are returned unpaid rather than funded. A fee may apply and the payee will see the payment fail.
Manual services
| Service | Typical basis |
|---|---|
| Statement download (PDF or CSV) | Free, any period, any time. |
| Stamped or certified statement | A fee may apply. Normally issued within two working days. |
| Audit or reference letter | A fee may apply. |
| Archive retrieval beyond seven years | A fee may apply where manual retrieval is required. |
| Documents in an alternative accessible format | Free, always. |
Limits
Limits are a fraud control rather than a commercial restriction: they cap what an attacker could move if they ever reached your account. Your live limits are shown on the transfer screen and under Profile → Limits.
- Limits vary by account type, verification level, account age and transfer type.
- Completing outstanding verification often lifts a limit immediately.
- Temporary or permanent increases can be requested through a support ticket, stating the amount, reason and date needed.
- Newly added beneficiaries may have a short cooling-off period or a capped first payment.
Changes to pricing
We may vary fees and rates in accordance with the variation clause in your agreement. Where a change is to your disadvantage we give advance written notice, and you may close the affected account or facility without penalty within the notice period.
If a charge on your statement is not clear, ask us. Raise a support ticket with the date and amount and we will explain exactly what it was for.
Documents you may also need
Disclosures & Agreements
The index of every agreement, tariff and required notice that governs the products we offer, and where to find the version that applies to you.
Legal & RegulatoryTerms & Conditions
The terms on which you may use this website and our digital banking services, and the responsibilities each of us carries.
Legal & RegulatoryComplaints & Dispute Resolution
How to tell us something has gone wrong, what we will do about it, how long it will take, and what to do if our answer does not satisfy you.
This document was last updated on 1 August 2026. We publish the current version here at all times; superseded versions are available on request.
If anything on this page is unclear, write to us and we will explain it.