Inventory Boost
Secure stock for peak seasons with flexible repayment terms aligned to your sales cycle.
See the facilityGrowth Spikes
Fund high-impact marketing campaigns or international expansion with ease.
See the facilityPayroll Precision
Maintain cash flow continuity for your team during late-paying contract cycles.
See the facilityStrategic M&A
Agile funding for tactical acquisitions or buyout opportunities on short notice.
See the facilityUnmatched Liquidity
Better than traditional bank loans. Faster than venture equity.
Max Amount
5M
Approved in 48 hours.
Interest Rates
FROM 0.8%
Monthly fixed cost.
Term Length
3 - 24 Mo
No early exit fees.
Data-Driven Funding.
No
collateral required.
We don't just look at credit scores. Our AI analyzes your real-time revenue data through API integrations to offer terms that reflect your true potential.
Funding Availability
AUTO-CALCULATED
Eligible Facility
1,250,500
Dynamic APR
4.2%
Zero Friction Journey
From application to capital in your account within 48 hours.
Connect Data
Securely link your bank and accounting APIs in 30 seconds.
Review Offer
Get a definitive funding offer within 24 hours of connection.
Receive Capital
Instant transfer to your Prime Wealth Corporation Bank business account.
"Prime Wealth Corporation Bank's working capital facility allowed us to triple our inventory before our biggest sale season ever. The process was entirely digital and remarkably fast."
Erik van der Berg
CEO, Nordik Dynamics
Read it before you apply.
Our criteria and our facility terms are published rather than kept behind an application form.
Eligibility criteria
Trading history, turnover, cash flow quality, security and what to have ready.
OpenFacility types
Revolving credit, invoice finance, stock funding and short-term loans, compared.
OpenGrowth facilities
For acquisitions, expansion and capex, where working capital is the wrong instrument.
OpenEquipment finance
Asset-backed funding with the term matched to the life of the asset.
OpenHave these ready
Latest filed accounts, plus management accounts if those are over six months old.
Six to twelve months of business bank statements, or a connected accounting feed.
A current aged debtor and aged creditor report.
Details of existing borrowing, balances, terms and any security given.
Identity and address evidence for directors and beneficial owners.
A specific use of funds, with the repayment source named.
How the decision runs
Apply
From inside your business account, with the pack on the left.
Assessment
Cash flow, debtors, commitments and conduct reviewed together.
Offer
Limit, rate, term, security and every fee, in writing.
Drawdown
Funds available, with the facility visible in your dashboard.
Articles & Resources
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Browse the Resource Centre for practical guidance on saving, borrowing and running a business account.
Open the Resource CentreNeed help?
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