Global Entity is arranged rather than bought. Structure, limits and pricing are agreed in writing after a review of the group and its flows.
Who Global Entity is for
Once a business becomes a group — several entities, several currencies, several jurisdictions — the hard problem stops being payments and becomes visibility. Global Entity is built for that problem.
- You operate more than one legal entity and need a consolidated position without waiting for month end.
- You collect and settle in several currencies, and conversion timing has become a real cost.
- Intercompany funding happens often enough that it needs a structure rather than ad-hoc transfers.
- Your finance function wants one named person who already knows the group.
Multi-currency settlement
- Hold what you collect
- Balances in each trading currency, so revenue does not have to convert on arrival and again on payment.
- Convert on your terms
- Convert when the rate or the need justifies it, with the rate and the margin shown before you commit.
- Local collection details
- Customers pay into details that look domestic to them, which reduces failed and delayed inbound payments.
- Settlement cut-offs
- Published per currency and per rail, so a payment that has to land today is planned rather than hoped for.
Currency risk is not removed
Holding balances in several currencies changes when you are exposed, not whether you are. Where exposure is material, hedge it deliberately — that is a treasury decision, and we will say so rather than sell around it.
Group structure and visibility
| Capability | What it does |
|---|---|
| Entity hierarchy | Accounts grouped by legal entity, with rights that follow the structure rather than cutting across it. |
| Consolidated position | One view of the group across entities and currencies, refreshed through the day. |
| Cash concentration | Sweeps and pooling between accounts on agreed rules, with a full audit trail. |
| Intercompany funding | Structured transfers with the reference and documentation attached at the point of movement. |
| Zero-limit treasury | Operating headroom agreed at group level rather than renegotiated per entity. |
| Segregation of duties | Enforced across entities, so a group administrator cannot quietly become an approver. |
The CFO relationship
Discovery
Entities, flows, currencies, seasonality and where cash currently gets stuck. No product is proposed at this stage.
A written structure
Proposed account structure, sweep rules, limits and controls, set out so your auditors can read it.
Implementation
Accounts opened, rules configured, integrations tested in the sandbox, users trained.
Standing review
A scheduled review of structure and limits, and a direct line for anything that cannot wait for it.
One named contact
The concierge is a person, not a queue with a nicer name. They hold the history of your group so you are not re-explaining it every quarter.
Global Entity against Growth Scale
| Feature | Growth Scale | Global Entity |
|---|---|---|
| Legal entities | One | Many, in a hierarchy |
| Currencies | Domestic plus conversion | Multi-currency balances and settlement |
| Cash concentration | — | Sweeps and pooling on agreed rules |
| Operating headroom | Standard facilities | Structured at group level |
| Relationship | Priority support lane | Dedicated CFO concierge |
| Reporting | Scheduled reports | Consolidated group reporting and audit packs |
| Onboarding | Self-serve upgrade | Arranged implementation |
Starting the conversation
Documents you may also need
Growth Scale
For companies where money now moves through a process: user permissions, approval chains, bulk payables and API access to your own data.
TreasuryThe Treasury Terminal
The secure workspace where your liquidity, exposure and payment flows actually live — what it shows, who can use it, and how to get in.
Business CheckingEssential Base
The operating account for a young company: unlimited digital payments, instant virtual cards and the treasury app, without a monthly minimum.
This document was last updated on 1 August 2026. We publish the current version here at all times; superseded versions are available on request.
If anything on this page is unclear, write to us and we will explain it.